As tax season rolls around each year, it brings with it a combination of anxiety and anticipation. For many Americans, the highlight of this season is the moment the IRS issues tax refunds—extra cash that can provide meaningful financial relief.
How Long Does It Take to Get a Tax Refund?
The processing time for tax refunds largely depends on how and when you file your return, as well as the delivery method you choose. According to the IRS, most refunds are processed within 10 to 21 days, but individual experiences may vary.
Choosing to file electronically and opting for direct deposit are two of the most effective ways to speed up the process. On the other hand, submitting a paper return or requesting a paper check can significantly delay your refund.
Filing and Delivery Options: What to Expect
Here’s a breakdown of typical refund timelines based on filing and payment methods:
- Electronic filing with direct deposit: 1 to 3 weeks
- Electronic filing with paper check: Approximately 1 month
- Mail-in return with direct deposit: Around 3 weeks
- Mail-in return with paper check: Up to 2 months
These timelines are only estimates and can vary depending on workload at the IRS or specific circumstances with your return.
Tax Credits That May Delay Refunds
Certain tax credits can delay the refund process, even if you file electronically. Two of the most common causes of delay are:
- Earned Income Tax Credit (EITC)
- Child Tax Credit (CTC)
These credits are subject to additional verification to prevent fraud, which can slow down processing and payment.
Who’s Getting Their Refund Between May 19 and May 25?
If you filed your 2024 tax return electronically between April 28 and May 11, 2025, and you selected direct deposit, you can expect your refund to arrive sometime between May 19 and May 25, 2025.
When Will Check Payments Arrive?
If you filed your return during the first week of May and requested a paper check, your refund is likely to be mailed out by June 13, 2025. Keep in mind that delivery times may vary depending on postal service efficiency.
Final Thoughts
Tax refunds can serve as a crucial financial boost for many households. While the IRS provides estimated timelines, choosing the fastest methods—electronic filing and direct deposit—can help ensure you get your money as quickly as possible. If you’ve claimed refundable credits like the EITC or CTC, prepare for a slight delay, but rest assured that the IRS is working to get your refund processed safely and accurately.
